Home

ABOUT
MULTI-PRÊTS

Founded in Montreal in 1982, Groupe Multi-Prêts / Mortgage Alliance’s mission is to find you the best mortgage loan available. Free of charge. We are the most recognized brand in our field across Canada, because we know where to look for the pearl you need.

Over 44

billion in annually processed loans in Canada

Hypotheque Plateau Team

We are pleased to welcome you to our site!

Our team has been practicing real estate and mortgage brokerage for several years. We invite you to read our articles which, we hope, will answer many of your questions. We also invite you to contact us if you would like to discuss your situation and the possibilities available to you in more detail.

Expertise

Fields of expertise

  • Mortgage loan for a new acquisition
  • Mortgage Refinancing
  • Mortgage Consolidation (consolidating your personal debts such as tax debt or
    consumer debt on your mortgage)
  • Subrogation (change of creditor at the end of the loan)
  • Mortgage pre-approval
  • Analysis of the financing or refinancing potential for your rental properties
  • We travel all over the Greater Montreal area and work in a very flexible schedule.

A SIMPLE AND FREE PROCESS

Take advantage of our experience to get the best rate.
Becoming a homeowner has never been this easy!

1. YOUR NEEDS

Be sure to identify your needs to get what you want.

2. MEETING

Contact us, and we will make an appointment to establish your file.

3. RESEARCH

With 20 banks, we will find the best mortgage rates and conditions for you.

4. YOUR CHOICE

All you have to do is choose the option that suits you.

THE BENEFITS OF OWNERSHIP

There are many advantages to becoming a homeowner.

The first one is that you can invest in your estate for the same price as a rental… and no more rent increases!

What’s more, you will no longer have to make payments for housing, other than the applicable municipal and school taxes, when your mortgage is paid off. You will be able to use this money for many other projects! When you retire, you will particularly appreciate this advantage.

Your property could become a lever to obtain a larger property, a secondary property or even become an investment in investments.

Your property is an investment that increases in value over the years.

It doesn't matter what your situation is,

WE HAVE SOLUTIONS

FIRST HOME

Raising the necessary capital outlay can seem like a daunting challenge. We’ll help you choose solutions that fit your lifestyle, budget and long-term financial needs. Whatever your needs, we have the right mortgage solution for you!

DIFFICULT CREDIT

Would you like to get a mortgage but your credit report is not meeting your needs? Don’t despair, at Multi-Prêts we deal with lending institutions that are open to lending to people with difficult credit.

NEWCOMERS

After meeting with multiple financial institutions, access to home ownership seems to be an increasingly inaccessible dream? The main obstacle to obtaining a mortgage for a newcomer is the lack of a credit history. There are solutions adapted to your situation.

FOR YOUR MORTGAGE, MULTI-PRÊTS. WHO ELSE.

Canada, 6000

mortage specialists, including 400 in Quebec.

% 95

of our clients are willing to recommend our services

More than 35

lenders represented nationally.

Testimonials

Testimonials are only available in their original language.

Depuis 1999, je fais appels aux services de cette firme. Elle a toujours su répondre à mes besoins et échéanciers qui furent souvent serrés. Pour moi, ils sont plus que des courtiers hypothécaires, ils sont maintenant ma référence dans toutes mes transactions hypothécaires. Ce sont des conseillers de confiance.
Woman

Cynthia Pelland

Moi et mon copain on voulait acheter notre première propriété mais on ne savais pas par où commencer. On est allé à la banque et après très peu d'information et de nous avoir fait attendre presque trois semaines pour une réponse, on nous a dit qu'on n'était pas dans les conditions de pouvoir acquérir une propriété. On a heureusement découvert l'atelier pour premiers acheteur qui offre Lisa. Il a été très très instructif, en plus elle a pu répondre à toutes nos questions de manière très professionnelle. Elle a pris son temps et elle a fait les calculs avec nous pour conclure qu'on pouvait se permettre d'acheter une propriété. Pendant tout le processus elle a été très disponible, même pendant le soir et la nuit quand on avait des inquiétudes qui nous tracassaient elle était là pour nous. On a beaucoup aimé son accompagnement, ses bons conseils ainsi que son travail très efficace, car elle était toujours à ses affaires pour nous permettre d'avoir Notre prêt hypothécaire le plus rapidement possible.
Woman

Laura Canon Arteaga

Lisa a offert un service irréprochable, toujours disponible et à l’écoute. Vous ne regretterez pas de faire affaire avec elle.
Woman

Houria Hadjadji

OUR MOST RECENT ARTICLES

News

It is possible that this article may not be available other than in its original language.

FREQUENTLY ASKED QUESTIONS

Do you have any questions? Here are some brief answers.
For more complete answers, visit our FAQ page.

Multi-Prêts FAQ

A mortgage is a loan that you borrow to buy a property. The amount of a mortgage is based on the value of the property purchased minus the down payment made to acquire it.

A person’s credit rating is a measure of his or her ability to use credit in a responsible manner. This rating is obtained by Equifax and TransUnion, the two credit agencies in Canada. The higher your score, the better the credit options, offers and products you have access to, including your mortgage.

There are several options available to you to collect your down payment. They fall into two categories: options from traditional sources (savings, RRSPs, HBP, etc.) and options from non-traditional sources (donation or personal loan).

There are many advantages to becoming a homeowner. You’ll invest in your property for the same price, instead of paying a rent that doesn’t earn you anything. Investing in the purchase of a home is a long-term investment that increases in value over the years.

Debt ratios are percentages based on formulas that are linked to your income and expenses. They are used to assess your ability to repay your mortgage.